Today's question is sponsored by Appledonia, Hippos Toes, and My Bag.
Day 3 question...
Have you started your Christmas shopping yet? Do you budget for the holidays? Do you always stick to your budget? Share with us any budgeting tips you may have!
I have already started my Christmas shopping. If I happen to find great buys and I think someone would love it, AND its after their birthday, then I keep it for Christmas. My little sister's bday was back in May and I am pretty much done Christmas shopping for her. I would say that I've done 75% of my Christmas shopping!
No, I don't have a budget. I DID set aside $1000 dollars from our taxes to help with Christmas shopping, but I haven't had to break into that yet! Hopefully, I wont have to and can use it as extra towards paying off my car!
I am super cheap though. I find everything that is on my Christmas list on sale...well ALMOST everything. That is why I start so early...because if I know it is something that I'm getting someone for Christmas, then why not go ahead and buy it on sale! For example, I am getting Evan a portable DVD player for him to have on trips and such. I found one on sale at Kohl's for $99...PLUS I had an extra 20% off...PLUS there was a $30 mail in rebate! I'm not going to find one any cheaper than that! I've also been known to use Ebay. My brother wanted a few Ralph Lauren Big Pony Polos, and I found 3 on ebay that are brand new...with tags...still in the wrapping................for a whopping $58! I got THREE for HALF of what ONE would have cost!!!
LOL..so I guess my tip would be to start early and catch as many sales as possible!
For more budgeting tips on Day 3...go to MomDot!